Conventional DPA
For buyers who want a conventional loan but need help with upfront costs, Conventional DPA provides support for down payments or closing costs. This opens the door to affordable financing while still enjoying the advantages of a conventional mortgage.
Refinance
Looking to lower your monthly payment, shorten your loan term, or tap into your home’s equity? Refinancing lets you restructure your existing mortgage to fit your current financial goals.
Reverse Mortgage for 55+
A reverse mortgage allows homeowners 55 and older to convert home equity into cash while continuing to live in their home. It’s a powerful way to supplement retirement income without monthly mortgage payments.
Close Ended Second*
A closed-end second mortgage allows you to borrow against your home equity in one lump sum with a fixed repayment schedule. It’s a smart choice for large expenses like debt consolidation, home renovations, or college tuition.
CONFORMING LOAN PROGRAM
At Trusted Mortgage Services, we know that no two borrowers are alike. That’s why we offer a variety of mortgage options designed to fit your lifestyle, budget, and long-term goals. Whether you’re buying your first home, refinancing, or exploring programs with special benefits, we’ll help you find the perfect match.
FHA
A government-backed mortgage designed for buyers who may not qualify for conventional financing. With flexible credit requirements and down payments as low as 3.5%, it’s a great option for first-time buyers or those rebuilding credit.
FHA Down Payment Assistance
If saving for a down payment feels overwhelming, FHA Down Payment Assistance can help. This program works alongside FHA loans to provide funds that reduce or even cover your initial down payment, making homeownership more accessible.
VA
Designed for veterans, active-duty service members, and eligible spouses, VA loans are one of the best home financing options available. With no down payment and no private mortgage insurance (PMI), they reward your service with affordability and flexibility.
Conventional
A conventional loan is a popular choice for buyers with good credit and stable income. These loans are not government-backed, but they offer competitive rates and flexible terms.
1% Down Payment
This innovative program helps qualified buyers purchase a home with just 1% down. With lender contributions or assistance covering part of the cost, it makes homeownership possible sooner than you thought. The maximum loan amount is 350,000. Income varies by zipcode.